About us




When It Comes To Home Loans, One Size Does Not Fit All


Napa Finance aims to set the highest standard in customer care and in doing so, we put the people we serve first. We genuinely guide you through the home loan process and help you to confidently choose the best option available for you and your family. Upon selecting your loan, we work endlessly on your behalf until we meet your desired goal.

The experience we provide at Napa Finance keeps our clients coming back time and time again. Our work and level of customer care speaks for itself, as we aim to be the team you recommend to your loved ones for all their mortgage requirements.

Our expertise and longevity in the industry allows us to fully take care of all your mortgage needs. You will find the level of service and knowledge we provide our clients to be exceptional. It is fast, secure and effortless. One of our professional staff members is only a call away and ready to help you start the loan process. Give us a call today for a personalized consultation.

From the moment you start an application to the day your loan closes and beyond, you can depend on Napa Finance to be on your side. We’re here to help!

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President & Founder of Napa Finance Group since 2002 with a demonstrated history of working in the financial services industry. A Masters’s degree in Mechanical Engineering, An Experienced Officer, Administrator & A Veteran from the Corps Of Engineers. Skilled in Negotiation, Business Advisor, Business Planning, Operations Management, International Business Consultant, and a Coach. Founder Chairperson of two Charitable, Non-Profit Organizations in the USA. Certified Hypnotherapist & a counselor, who has touched many lives through Charitable events across the USA.


Phil Stone

It was time for a new challenge after nearly 30 years in the entertainment business, and as a tireless worker and advocate for his clients, Phil Stone has become passionate about his mission in mortgage. His straightforward approach to educating borrowers about lending qualifications and guidelines has earned him an excellent reputation in the industry. Whether it be his attention to detail, professionalism or his relationship building skills and ability to simplify the lending process, Phil has helped make The Mortgage Gurus one of the fastest growing lenders in both the Greater Los Angeles & Ventura County areas.



Having worked in the mortgage and lending industry for many years, Toufiq Moosani has the understanding needed to help you meet your objectives. With over seven years working with default loans plus five years as a licensed loan officer; Toufiq not only has the desire, but the vast knowledge to help people achieve their mortgage goals. Being in real estate is not a job, but a passion for Toufiq as he strives to educate people in bettering their lives through mortgage and real estate.

Call me today at 310-773-3381.


Our Hours

Mon – Fri

8am – 5pm

Sat – Sun


Connect With Us


(818) 419-7272