How we can help
Buying A Home
Whether your first home is a loft in the city or a cottage in the country, Napa Finance wants to help make your American Dream come true. Start the home buying process with us. We’ll find you the best loan tailored to your financial needs.
Getting a new mortgage to replace the original is called refinancing. Refinancing is done for several reasons, the most common is to obtain a better interest term and rate. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the original mortgage.
“Your first home is the biggest investment of your life, and we’re passionate about educating you.”
Our team is ready
Having worked in the mortgage and lending industry for many years, Toufiq Moosani has the understanding needed to help you meet your objectives. With over seven years working with default loans plus five years as a licensed loan officer; Toufiq not only has the desire, but the vast knowledge to help people achieve their mortgage goals. Being in real estate is not a job, but a passion for Toufiq as he strives to educate people in bettering their lives through mortgage and real estate.
It was time for a new challenge after nearly 30 years in the entertainment business, and as a tireless worker and advocate for his clients, Phil Stone has become passionate about his mission in mortgage. His straightforward approach to educating borrowers about lending qualifications and guidelines has earned him an excellent reputation in the industry. Whether it be his attention to detail, professionalism or his relationship building skills and ability to simplify the lending process, Phil has helped make The Mortgage Gurus one of the fastest growing lenders in both the Greater Los Angeles & Ventura County areas.